Governance
Company Leadership
Board of Directors
Joseph Arrage
Co-Founder and CEO
Joe has been a leader in the Canadian Payments industry for 20 years. Prior to co-founding Clip Money, Joe was SVP of Cardtronics (Canada), the largest non-bank ATM operator of integrated ATM and financial kiosk products, where he led all commercial functions for the company’s $180M Canadian business. For Financial Institutions, solutions include payments, card acquiring, issuing, and mobile payments. Joe’s relationships span significant enterprise organizations including Scotia Bank, RBC, CIBC, BMO, TD, and Petro-Canada. Prior to Cardtronics, Joe founded and lead one of Canada’s largest private ATM operators before selling it to Cardtronics.
John Desmond
Director
Mr. Desmond is a Senior Audit Partner with 42 years in public accounting principally serving mid-cap public and private equity backed global companies in a wide variety of industries including manufacturing, distribution, retailing, banking and leasing companies, software and technology companies, consulting and law firms, and not-for-profit organizations. Mr. Desmond was Partner-in-Charge, Senior Audit Partner and Partnership Board Member at Grant Thornton LLP (New York & Long Island) for approximately 35 years. He has experience in risk-based auditing across all core accounting/business functions, financial reporting and internal control. Mr. Desmond currently sits on multiple Boards, including The First National Bank of Long Island and Theodore Roosevelt Counsel, Boy Scouts of America.
Peter Dorsman
Director
Mr. Dorsman brings over 40 years’ experience in sales, marketing and customer success in the financial services, retail, hospitality and technology sectors. Mr. Dorsman retired as Executive Vice President, Global Services, for NCR Corporation in 2014, after being responsible for all of NCR’s global support services, including on-site, remote resolution, predictive and outsourced managed services. Mr. Dorsman currently serves on the boards of Aptihealth and White Cap. Prior board experience includes Applied Industrial Technologies, Home Depot Supply and IDEAL Industries.
Don Layden, Jr.
Director
Mr. Layden has previously served as the Executive Vice President of the Banking, Payments and Network Group at NCR Corporation where he has shown himself to be an exceptional leader with strong strategic vision. Mr. Layden currently also serves as the managing partner of Levy & Enders LLC wherein he offers strategic advice to financial technology companies in all stages of growth including Western Union, ResultsCX and Confidence. In addition to his work with Levy & Enders LLC, Mr. Layden has also served on several private and public company boards, including currently serving as the Executive Chairman of Kasisto, an AI solutions company for banking and finance.
Stuart Mackinnon
Director
Stuart Mackinnon is the Chief Operating Officer for NCR Atleos. Appointed to this role in June 2023, Stuart is responsible for the successful execution of NCR Atleos’ business operations and strategies, as well as overseeing corporate functions, including product development and management, delivery of services to customers and technology. Prior to his current role, Stuart served as Executive Vice President, ATM Group, NCR Banking, where he was responsible for the strategy and implementation of NCR’s global ATM technology and operations, including ensuring around-the-clock operational status, performance monitoring, cash management, technical and call center support and field operations.
Documents & Charters
At Clip, our corporate governance approach embraces compliant and transparent business management. While we are focused on improving our corporate value and the soundness of our business, we are also committed to responsible business principles as detailed in the documents below.